Protection
Your mortgage will help you to buy your home but having the right protection products will ensure that if the unthinkable happens, you and your family are as financially safe as you can possibly be. We will work within your budget to find you the best cover, from 5* defacto rated companies, giving you piece of mind in the knowledge you and your family are protected.
Your home may be repossessed if you do not keep up repayments on your mortgage, you’ll receive the best customer service as well as helpful, easy to digest resources to help you understand what’s really going on behind all those complicated numbers.
Life Insurance
None of us want to spend too long thinking about how our families would cope should one of us pass away but at Hambrook Financial, we have a duty of care to all of our clients to ensure they are aware of the protection products available to them and life insurance, to cover your mortgage is often our clients greatest concern. We will discuss with you the various protection providers we can offer products from, ensuring we both meet your budget and also get you the best policy we can.
Critical Illness
You are more likely to suffer from a critical illness and survive than you are to die but this can leave you in a variety of difficult situations from being unable to work, requiring a career change or needing adaptations at home,
We will take into account your current personal circumstances and find the product provider that offer the best policy to make sure that you and your family have piece of mind knowing you have protection in place.
Income Protection
The sudden loss of a salary can place a huge burden upon any person and leave you in a situation where you cannot make your mortgage payments. We can work with you to find the best provider, ensuring that you know your mortgage payments and therefore your house, are safe in any eventuality.
Buildings and Contents Insurance
When buying a property, buildings insurance is often a legal requirement, but protecting your belongings will be equally as important to you. We can talk you through the various different policies and cover options available, making sure that you are paying for the right cover for you.